Fast personal credits in just 10 minutes.

Best Lender is a financial platform that offers simple and fast solutions to obtain urgent financing through the Internet. Best Lender offers quick and easy personal credits with which you can get up to $ 1,500 in 10 minutes for what you want, since you will not have to explain why and you can request money for anything. Best Lender personal credits are returned in convenient monthly installments of up to 12 months, which you choose when applying.

To request fast credits at Best Lender you do not need to meet many requirements, since they are requested without a guarantee and you can request them without payroll or pension, although you will need to justify monthly income for at least 3 months. We show you how to request fast personal credits on this platform, its characteristics, requirements and advantages of obtaining fast money in Best Lender.

Online personal credit application process at Best Lender

Online personal credit application process at Best Lender

Applying for personal and flexible credits in Best Lender is very simple, since you simply have to fill out an application form through its website and there is no need to carry out paperwork. You can make the request through any device, such as a computer, a smartphone or a tablet.

Here is the process for applying for quick credits at Best Lender :

1. Fill out the online application form

1. Fill out the online application form

Access Best Lender’s online application form. A new window will open where you have the form to request your personal credit quickly and easily. Indicate your name, what you will do with the money, the amount you want between $ 200 and $ 1500 and the number of monthly installments between 2 and 12 months.

Then fill in the form with your personal and bank details, so that Best Lender can carry out an immediate and automatic risk study. At the end of indicating your personal and bank details, they will show you the amount of money they can offer you, as well as the cost of the monthly installments and the interest rate applied.

2. Electronic signature of the credit

2. Electronic signature of the credit

Best Lender uses the Click & Sign system to electronically sign documents. This system will send you an immediate response to the request via email, where you will have the documents to sign electronically. To do this you just have to click on the link attached to the email and the document with the credit conditions will open, which you can review and download if you wish. You will also receive an SMS with a validation code to sign the document. At that time press the “Sign” button and enter the code and the document will have been signed.

3. Receive the money

3. Receive the money

Once the document is electronically signed, Best Lender will send the money to your bank account immediately.

Then we leave you a video where you can see the entire online application process from a mobile phone. You can check the simplicity and speed of applying for Best Lender credits.

Features of Best Lender Quick Credits

Features of Best Lender Quick Credits

Best Lender offers fast personal credits through the Internet, through an application on its website. It is possible to get an amount between $ 200 and $ 1,500 to return within 2 to 12 months. The return is made in monthly installments and you choose the day you want the installment to be paid, so you have flexibility.

Applying for Best Lender credits is very simple, since it is based on filling out an application form and signing a document electronically as we have indicated in the previous section. You will have an immediate response and the money in 10 minutes if the loan has been approved.

When making the request, Best Lender will indicate the maximum amount of money that it can offer you, in the event that it cannot offer you the maximum $ 1,500. This amount is calculated based on the personal requirements you meet, so that I can offer you an alternative that is interesting instead of denying you a credit.

Requirements to apply for a credit at Best Lender

Requirements to apply for a credit at Best Lender

Applying for quick loans at Best Lender does not require many requirements, since your loans are unsecured, and you do not need a guarantee or guarantor to have the money borrowed. You also won’t need a payroll or pension, but you will need to justify monthly income for at least 3 months.

The requirements you need to apply for a quick credit in Best Lender are the following:

  • Be between 18 and 65 years old.
  • Have a Spanish identity document, such as DNI or NIE.
  • Have a mobile phone and an email address.
  • Have access to online banking at a bank.
  • Have monthly income for a minimum of 3 months.

Best Lender does not indicate if it offers personal credits being in delinquent lists like Credit Financial Institutions, so if you are in them you will have less possibilities of obtaining approval.

Advantages offered by Best Lender compared to other fast credit financial institutions

Advantages offered by Best Lender compared to other fast credit financial institutions

The main advantages that Best Lender offers are the speed and simplicity of the application, being a very simple financial product. Below we show you the advantages that we have found among Best Lender’s opinions:

Quantity and term

Best Lender offers quick loans between $ 200 and $ 1,500, this being a higher amount than most online microcredit financial institutions offer. The return is made in comfortable monthly installments between 2 and 12 months, where you choose the amount of installments and the day you want to pay it.

Agility

The application is very fast and simple, simply by filling out a form on their website and without doing paperwork or sending any documentation, so you can get the money in 10 minutes. 

Self management

Clients can manage their credits from the Best Lender platform, accessing their account on their website. There it is possible to make inquiries and follow up on the status of personal credit.

Transparency

Best Lender offers transparency in its credits, having no commissions or hidden costs. In addition, it indicates at all times the price you have to pay for your credit, both the interest rate and the cost of monthly installments.

Personalized offer

Best Lender offers a personalized offer to each client that makes a request, indicating the maximum quantity that can be offered. This is a great advantage in the event that it cannot offer you the amount you have requested, since instead of denying you the credit it will offer you an alternative that may interest you.

Customer Support

Finally, Best Lender has a customer service with which you can get in touch for whatever you want. It has several customer service channels, such as email, a free phone or social networks. 

A quick loan for older people

 

An increasing number of customers are reaching for online loans, including most of the elderly. The amount of pensions leaves much to be desired – we often hear that it is not enough to cover the cost of medicines, bills and ongoing fees. Pensioners who do not receive enough money from the state to afford renovations, trips or private treatment usually apply for additional money.

Low pensions make it hard to make ends meet in some months. Therefore, loan companies offering financial support come to the rescue. Many non-bank companies offer installment and payday loans with a repayment period of up to 30 days. One-off financial support from a loan company, however, usually closes to a total of up to PLN 2,000 – this amount can easily be repaid by a person receiving a retirement benefit. Most companies also offer the first free loan. Free payday loan consists in that we collect a certain amount and we have the same to pay. Older people can also count on slightly lower interest rates on loans or other additional promotions.

Loan for seniors

Loan for seniors

Seniors are very active these days. They take part in various meetings in community centers, practice and use the Internet. Websites dedicated to the elderly, where there are many health and cultural guidelines, so taking a loan via the internet should not be a problem. The whole procedure comes down to completing a simple form and confirming your identity. It is really short and does not cause problems. However, if you have any problems, you can always ask for help from the children, grandchildren or a company consultant, who will inform the customer by phone about the way to get a loan.

Older people can apply for a loan if they meet the basic requirements set by the company. All conditions set by the company do not differ from the conditions set for young people. Non-bank companies grant loans to pensioners aged 65 to 80, it is necessary to have a permanent place of residence, documented income. For customers over 65, these are retirement or pension benefits from the last month or three months. You must also have an active bank account and mobile number. Retirees who meet these conditions can successfully apply for payday pay.

Borrower’s maximum age

Borrower's maximum age

The elderly are assessed by banks and non-bank companies as a reliable group of clients due to guaranteed stable income. Many banks, however, refuse to grant a loan if the customer is more than 70-75 years old, because the older they are, the less likely they will be repaid in full. As a rule, banks do not grant loans to such clients for a period longer than 8 years. Some banks also require that older people take out additional life insurance. Then, in the event of the borrower’s death, the loan will be repaid by the insurance company. Other financial institutions demand that older pensioners look for a guarantor.

It is different in the case of non-bank companies, when a bank, due to age, refuses to grant a pensioner a loan, non-bank companies can help. Each company has a specific age range of clients with whom it works. Such people must find a loan offer that has the highest age limit. Many loan companies grant loans to pensioners aged 65 to 80.

 

Blank loans as a special financing advantage?

When banks grant loans, they naturally want to ensure that the borrower is able to repay the loan within the period agreed in writing without any problems.

Therefore, the banks always assess the creditworthiness of the customer and then decide on this basis whether the loan can be granted or not. But not only the general acceptance or rejection is based on the creditworthiness of the customer, but this is also decisive for whether the loan can be issued blank or only against collateral.

A special feature of the bank loan is that the bank grants a loan

bank

In connection with a loan, blank means that the loan is granted without the bank taking collateral at the same time. Such loans are therefore referred to as blank loans and even appear relatively frequently in practice.

A special feature of the bank loan is that the bank grants a loan, but in return does not want to have any collateral such as a guarantee or a pledge. However, you can only get a blank loan if you have a very good credit rating as a loan seeker.

Good credit is particularly important if the customer has a good income and there are no negative facts in the Credit bureau. Nevertheless, it is by no means the case that, with good credit, each loan amount is automatically granted as a blank loan.

Real estate loan is a very atypical blank loan

Real estate loan is a very atypical blank loan

Because relatively large loan amounts, for example, 200,000 USD in the course of real estate financing, are virtually never granted without the banks accepting sufficient security, as in this case a mortgage. So while the real estate loan is a very atypical blank loan, the disposition loan is on the other hand in credit, which is almost always given as a blank loan.

Because with the overdraft facility, the bank grants the credit limit in the checking account exclusively on the basis of existing income. While the overdraft facility is the classic blank credit, the often-used installment loan depends on various factors, whether the loan is granted as a blank credit or as a secured loan.

The most important factor here is certainly how the bank assesses the customer’s creditworthiness. The better this is, the more likely it is that the bank will be able to do without collateral.

However, it also depends on the amount of the loan. With a loan amount of, for example, 40,000 USD, the bank will certainly not want to rely solely on the creditworthiness of the customer and will completely forego collateral, so that with such loan amounts the granting of the loan as a bank loan is rather unlikely.